Sun Capital Energy is a direct lender headquartered in Pomona, California, helping established businesses access the funding they need to grow with confidence.
Sun Capital Energy was founded on a simple conviction: that hard-working businesses deserve a funding partner who is as motivated as they are. Too often, owners seeking capital are met with opaque terms, slow decisions, and brokers who add cost without adding value. We set out to do the opposite.
As a direct lender, we underwrite and fund in-house. There are no intermediaries inflating your costs and no hand-offs slowing your timeline. When a California manufacturer needs to add a production line, when a logistics company needs to expand its fleet, or when a growing retailer needs working capital to stock up before peak season, we are the team that listens, evaluates, and acts.
From our home base in Pomona, we serve businesses across California and the wider region. Our name reflects our mindset: capital should behave like sunlight — dependable, energizing, and there when you need it to grow.
Clear terms, plainly stated. You will always understand exactly what you are agreeing to before you sign.
Opportunity does not wait. Our in-house underwriting delivers decisions in a timeframe measured in hours, not weeks.
We measure success by yours. We structure funding to support sustainable growth, not short-term pressure.
Our clients are owners and operators of established businesses across industries — manufacturing, distribution, professional services, hospitality, construction, healthcare, and retail. They share a common trait: a clear plan and the drive to execute it.
Whether you need to smooth seasonal cash flow, finance new equipment, or fund an expansion, our team works to align capital with your real business momentum.
We believe responsible lending builds lasting relationships. We take the time to understand your business so the funding we provide is a genuine asset to your growth — never a burden.
Every engagement is handled with discretion and care. Questions are welcome at every step, and our funding specialists are reachable directly by email at omar@sun-capital-energy.com.